WhatsApp投資羣話：「個App寫住SFC registered，即係有牌，日日返利3%都有監管保障。」證監會官方名單頁列明：申請中名單上「All VATP applicants on this list are NOT licensed by the SFC」，而即使對持牌平台，SFC亦「does not guarantee the performance or creditworthiness」。

Category: finance · Submitted 2026-11-07 · 2 evidence item(s) (consensus 100%)